Be Smart Home Loan Program in Maryland


The Be SMART Home Loan Program offers financing for projects that will improve efficiency and add value to your Maryland home.

The goal of the program is to save homeowners money and increase the safety and comfort of their home. Supreme Air is an approved contractor for these types of improvements. These types of projects can include replacing and upgrading:

  • Appliances
  • Heating and Cooling Systems
  • Whole House Envelope Improvements

How Are You Eligible?

You must be a Maryland homeowner and want to make energy efficient improvements to your home. The home must be your primary residence and you must meet the following standards:

  • Verification of income
  • Credit score over 640
  • Debt-to-income ratio of up to 50%

There is up to $25,000 in financing available for eligible homeowners.

What Type of Financing is Available and What Can You It For?

The program offers unsecured loans that are offered at an interest rate of 4.99%. The work must be done by an eligible contractor. Based on the result of a prescribed energy audit, the following changes may be recommended for your ho


  • New insulation in attic, floors, and walls
  • Water heater improvements
  • Lighting changes
  • Furnace cleaning and tune-ups
  • Solar and geothermal solutions

There are also Energy Star improvements that can include:

  • Heat pumps
  • Air conditioning systems
  • Boilers
  • Refrigerators
  • Ceiling fans
  • New programmable thermostats
  • Ventilating fans


Please Apply below:

Be SMART Home Loan Application


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